Insurance
Insurance
Insurance
You are required to have valid health insurance during your stay in Norway. This page describes different ways of arranging this.
NTNU does not provide any insurance. If you plan to travel outside Norway during your studies at NTNU, you must ensure you are covered by insurance. Note that the Norwegian National Insurance Scheme (Folketrygden) only applies within the borders of Norway.
Norwegian National Insurance Scheme
Norwegian National Insurance Scheme
Most students will be able to find health insurance coverage while in Norway either through the European Health Insurance Card or the Norwegian National Insurance Scheme.
You must bring a valid European Health Insurance Card (EHIC) with you from your home country.* This entitles you to medical care on the same conditions as the citizens of the EU/EEA country you are visiting. As a general rule, you cannot become a member of the Norwegian National Insurance Scheme.
If you do not have a European Health Insurance Card,you must have private insurance.
* Exemption: Nordic citizens are entitled to medical care under the National Health Insurance Scheme without any insurance documentation.
Staying less than 3 months (non-EU/non-EEA)
- International students from non-EU/EEA/EFTA countries staying in Norway for less than 3 months are not eligible for membership in the National Insurance Scheme. You are responsible for making sure that you have valid health insurance from another source.
Staying between 3 to 12 months (non-EU/non-EEA)
- Students from non-EU/EEA/EFTA countries who will be studying and living in Norway between 3 to 12 months can apply for participation in the National Insurance Scheme (Folketrygden).
However, we do recommend that you take out a private health insurance before arrival, as it may take some time before you obtain membership in the national scheme. You can only apply for the membership after receiving a Norwegian ID number or D-number.- 1. Once you have your national ID or D-number, go to Nav Lerkendal, Anton Grevskottsv. 2, 7032 Trondheim
- 2. Bring your passport, your student card, student ID app, and your residence permit.
After obtaining membership, you will have almost the same right to medical care as Norwegian citizens, although there are some limitations.
Staying more than 12 months (non-EU/non-EEA)
- Students staying in Norway for more than 12 months, and who have a valid residence permit, automatically have health insurance under the National Insurance Scheme from the date they arrive in Norway. The insurance is not valid abroad or before arrival in Norway - you should ensure that you are insured on your journey(s) to and from Norway.
Private insurance policy
Private insurance policy
Information on private insurance policies
If you travel to another European country and need medical treatment, the European Health Insurance Card covers you on the same conditions as the citizens of the country you are visiting. It is however recommended that you take out a private travel insurance to cover other events or accidents during your travel.
You will not be covered by the Norwegian National Insurance Scheme if you travel outside Norway. If you are hospitalized outside Norway you will have to pay all medical expenses. It is therefore essential to have valid travel insurance.