2023

• Hjelkrem, Lars Ole; de Lange, Petter Eilif. (2023) Explaining Deep Learning Models for Credit Scoring with SHAP: A Case Study Using Open Banking Data. Journal of Risk and Financial Management
  Academic article
• Hjelkrem, Lars Ole; Nesset, Erik Alfred; de Lange, Petter Eilif; Wang, Hao. (2023) Deep Learning Approaches in Credit Scoring. Norges teknisk-naturvitenskapelige universitet Norges teknisk-naturvitenskapelige universitet
  Doctoral dissertation

2022

• Hjelkrem, Lars Ole; De Lange, Petter Eilif; Nesset, Erik. (2022) The Value of Open Banking Data for Application Credit Scoring: Case Study of a Norwegian Bank. Journal of Risk and Financial Management
  Academic article
• Melsom, Borger Christopher; Vennerød, Christian Bakke; De Lange, Petter Eilif; Hjelkrem, Lars Ole; Westgaard, Sjur. (2022) Explainable artificial intelligence for credit scoring in banking. Journal of Risk
  Academic article
• Hjelkrem, Lars Ole; De Lange, Petter Eilif; Nesset, Erik. (2022) An end-to-end deep learning approach to credit scoring using CNN C XGBoost on transaction data. Journal of Risk Model Validation
  Academic article

2021

• Hua, Eric Guangcheng; Jacobsen, Jesper Thuestad; De Lange, Petter Eilif; Hjelkrem, Lars Ole. (2021) Stability and accuracy of credit ratings : Examining credit assessments from two Norwegian banks. Beta
  Academic article